We help you sort out your finances after a relationship breakdown.

We’ll let you into a legal secret – the process of divorce is not the hard bit in separation. The real reasons to worry are your finances and your children.

The process of sorting out the money depends on whether you’re married or in a civil partnership, or living together. Either way, we can let you know exactly where you stand without any obligation.

Your first meeting with us costs £180.

And that price is fixed no matter how long it takes for you to tell us your situation. We’ll tell you where you stand legally, what might happen next, and how much it will all cost.

First, you need to know where you stand. Below, we explain the basics of finances and divorce, how to get started, and what your next steps should be.

How to sort my income, form E. Family First Solicitors

If you’re married or in a civil partnership.

You have the protection of a legal framework that gives some kind of structure to the way the money is divided. By using that framework to your advantage:

  • We will make sure your financial needs are addressed
  • We will push to achieve full disclosure of the matrimonial assets
  • We can look at whether you keep the house at least until the children are grown up
  • We can make sure any maintenance is fair to you
  • We can help you negotiate a clean break
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What you need to know If you’re married or in a civil partnership.

Getting to a fair agreement can be broken down into 3 parts…

This is called “disclosure” by family lawyers.

It means the process of listing all the assets. For example: your house, all the bank accounts, the value of a business, the pensions, don’t forget digital wallets like Monzo, PayPal and app based share trading platforms!

You have a duty of “full and frank” disclosure and so does your ex. But sometimes a skilled lawyer or mediator is needed to help them understand why everything has to be disclosed.

Paperwork is very important at this stage. Are you going to use the court form, called Form E to list the assets? Are you going to do it informally? Are you going to use a mediator? Can you use our Single Solicitor Service?

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If you were both business people then negotiating would be easy right?

It would just be about the money and you wouldn’t feel guilt or anger or real worry about where you are going to live. But this is not a commercial negotiation. The rest of your life and living standards may depend on how well you negotiate.

There are lots of options for negotiation. You can use: mediation, Single Solicitor Service, arbitration, collaborative law or solicitor negotiation or, of course, court. None of these ways are wrong, but some are more expensive, some are more suitable and some are faster than others. You need to pick the right way for you.

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  • A Mediator – they help you negotiate face to face. Think of them as a neutral referee. They blow the whistle on any shouting , pressure tactics, or unfairness. Usually you are negotiating face to face with the mediator present. They cannot give you legal advice.

  • Resolution Together Single Solicitor Service – this is where you share a solicitor who acts for both of you. They can give legal advice, it can be a very effective way of getting  the answer to “is this the best deal I can get and is it right for me?”

  • An Arbitrator – this is a different way of resolving disputes. You agree a contract that you will abide by whatever the arbitrator decides is fair in your case. Usually the arbitrator is a very senior lawyer, like a QC or even a retired Judge. They will not give you legal advice and you will need lawyers at your side throughout.

  • Collaborative law – your lawyer and you meet with the other party and their lawyer. You only ever have 4-way meetings, face to face. There is usually no correspondence exchanged as it is all done in the meetings.

  • Solicitor negotiation – Your own solicitor helps you get disclosure and then advises you what offer to put forward. The bulk of the work is done through letters to the other party or their lawyers.

  • Court – a very well known option – a timetable is set by the court. The first hearing usually resolve disputes about disclosure. The second hearing is where you try and reach agreement with the help of the Judge and if you do not settle, there will be a third hearing. At this final hearing the Judge hears evidence (usually by cross examination and statements) and make a decision for you.

    If you are not sure which is the right way for you, give us a call, we are happy to talk through your options.

The third phase is usually the most straightforward.

Once the negotiation produces an agreement then it needs to be put into a document that binds both parties – then you can rely on it in the future. This is called a Consent Order. The deal is turned into a legally drafted document and your lawyer asks the court to approve the order, by signing and sealing it. Much of this can be done online and this speeds things up considerably

The Judge is no rubber-stamp though. Judges can and will send back draft Consent Orders that don’t make sense or which seem to be unfair to one party. This is why legal advice throughout the process will help you come to a deal that is fair to you and acceptable to the court.

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If you’re living together but not married.

It’s more tricky and that is where specialist advice really comes in useful. We can help you:

  • Establish the strength of your financial claim to any joint or mixed assets
  • Decide whether to resist pressure to sell the house when you are unmarried and want to keep the house until the children are grown up
  • Understand your maintenance options and obligations to you
  • If you are dealing with a “ToLATA” (Trusts of Land and Appointment of Trustees Act 1996) claim we can help you in court
  • We can help with Schedule 1 claims under the Children Act 1989
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What you need to know if you’re living together but are not married.

Maybe you had a ‘living together’ agreement? Or maybe a deed of trust – this will tell what you agree will happen to money or the house. One thing you do not have is a ‘common law marriage’ – they don’t exist. So your rights are going to be centred in complex trust laws if anything you own is in joint names.

If, like many people, you did not have a deed or living together agreement, to protect yourself, you may need to negotiate a settlement or issue court proceedings to come to a deal.

Mediation, Single Solicitor Service, collaborative law and arbitration are all possible options for settling this kind of dispute. Finances on divorce can be complicated, so getting early advice is key. Do not set off down the wrong road and end up spending tens of thousands of pounds on advice that gets you nowhere.

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Finances, Divorce and Family Law: Frequently Asked Questions

If you are considering separation or divorce, you will have questions about the rules, costs and common misconceptions surrounding family law, finances and divorce.

In this section, we cover the most frequently asked questions we receive about family law, separation and divorce, and we continually add new topics as they arise.

If your query is not covered, simply call us on 03334 440 003 of fill in the enquiry form below and we’ll do our best to help you.

"Pound sterling symbol on a money bag, with wooden human counters either side of it" How much does divorce cost in 2023. Family First Solicitors

How much does a Divorce cost in the UK in 2025?

The cost of the divorce itself should be relatively inexpensive. You can keep the divorce cost down in two different ways:

1. Doing much of the administrative work on your divorce yourself.
This method of managing the cost of a divorce only costs you your time and the current court fee of £612, which you can pay to the court via their online system.

2. Instructing a Solicitor for help with your Divorce.
This could be because you don’t have the time to do the admin, because you are feeling overwhelmed or you don’t the mental bandwidth for it right now. Family First Solicitors offer fixed fee divorce at £900 +VAT. The court fee of £612 is still payable in full.

Read more...
When do I not want a pre-nup?

When do I not want a pre-nup?

Why wouldn’t you want to sort out the sticky ending, when in a positive and optimistic and productive frame of mind, rather than the dark underbelly of being in a divorce?

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Prenuptial Agreements and Deeds Of Trust Oxford London St Albans. Family First Solicitors - Family Lawyers and Divorce Solicitors Oxford London St Albans

Why do I need a Pre-nup?

Why do I need a Pre-nup? New house, new life together, we don’t want to bring you down but preparing now can help if things don’t go to plan.

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How are finances usually divided in a divorce?

In England and Wales, the division of finances during a divorce is based on the principles of fairness and meeting the needs of both parties. The legislation that governs financial settlements in divorce cases in the UK is the Matrimonial Causes Act 1973. Section 25.

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Will I have to go to court?

Generally not! It very much depends on one overriding factor in our experience – personality. That’s because there is ALWAYS a way to fix things, even in the most complicated scenarios, if people are reasonable and can listen to the other person’s point of view.

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What happens to maintenance if one of us remarries?

If the person receiving the maintenance remarries, then maintenance payments are immediately terminated under the law. If the paying person remarries then there is no effect on the maintenance by law. However, the payer may ask the court to drop their payment down.

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Who pays the legal fees in the divorce?

The costs of a divorce only are generally borne by the party making the divorce application. You can ask the court to make your ex-spouse pay the costs later down the line, but you need to remember to apply for it on the online divorce platform.

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My partner is violent, what can I do?

Contact helplines and support organisations: In the UK, you can contact organisations such as the National Domestic Violence Helpline at 0808 2000 247 or Women’s Aid for support, advice, and guidance

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Red Question mark over pink piggy bank. how much maintenance am I entitled to?

How much maintenance am I entitled to?

“Entitled to” is the wrong way of looking at it really. It makes more sense to say “ how much to I need” as a starting point, for most people. For the very rich few, there may be a concept of “entitlement” but even then it is not a given.

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What financial information will I need to give for Divorce?

When you are dealing with financial matters in divorce, there will come a point where you are told to disclose your assets and your income. Even if you have decided that you don’t need to do full deep dive bank statement disclosure, there will still be some financial disclosure.

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What If My Spouse Refuses To Accept The Divorce?

Since April 2022, it is far less likely that your spouse will refuse to accept the divorce. The fact that there is no ‘blame’ in the new divorce process means that it is likely that both parties know that the marriage is over and will both want to get to legal closure and officially separate.

However, the legal process can sometimes be abused by a spouse not engaging in the process…

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What If I’m Stuck In The Old Divorce Process?

If your divorce began before 06th April 2022, then you will be in the old system of ‘fault-based’ divorce.

The old fault-based UK divorce system dated from 1973 and was complicated by the requirement for the Petitioner to rely on a ‘fact’ to supports the grounds for divorce. In addition to the ‘ground’ for divorce being ‘irretrievable breakdown’, one of these five ‘facts’ had to be proven:

1. Adultery
2. Desertion
3. Unreasonable Behaviour
4. Separation for 2 years with consent (this was often the least contentious and ‘nicest’ fact)
5. Separation for 5 years due to one party refusing to consent to the divorce

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What are Grounds for Divorce?

In the bad old days, you needed to give a ‘fact’ as grounds for divorce: adultery, desertion, unreasonable behaviour, separation for two years with consent (both of you agree to Divorce) or, as a last resort, separation for five years if one party is refusing the divorce.

As you can imagine, this generated a lot of work for family lawyers and a great deal of unhappiness and ‘finger pointing’ between spouses. It added a layer of complexity, and lots of money was spent on the technicalities – going back and forth trying to negotiate your way out of them.

Read more...

Can I Stop My Spouse Dissipating Our Assets?

In some divorces, there’s a real danger that assets of significant value will be lost, spent or somehow dissipated before the divorce is finalised.

If there is evidence that a spouse is about to make a disposition with the intention to of defeating the Applicant’s claim for financial relief, then you can make an application for an Injunction to stop them. If you can show that the intended disposition would completely ruin your chances of a just financial outcome, then the court will presume that that is the intention. The court will make such an order as it thinks fit to restrain the Respondent from disposing of the assets, or whatever it takes to protect your claim.

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Mediation, Family first solicitors

What is Mediation?

Family Mediation helps people who have been in some kind of relationship, end it with dignity and fairness to all.

The Mediator is a trained professional who is neutral. The Mediator does not take a side, but they will try and help with issues that affect the both of you, ensuring that both of you see things for each other’s perspectives.

The Mediator will meet with both parties individually at first…

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Should I apply for a Divorce solely or jointly?

As a general rule, if you can, you should try to make a joint application. That way, there are no surprises and it is the outcome that you both know you need. If you think your spouse is likely to be uncooperative – even after some advice and catching up emotionally – you may be better off making a sole application. There is no longer an option to contest a divorce. However, there may be issues with the service of the divorce papers. If that becomes a problem, we can help.

If you are in a domestically abusive relationship…

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"A question mark on a calendar". How long does divorce take in 2023. Family first solicitors

How long does a Divorce take in 2025?

If you are filing online (i.e. after April 2022), the process will take around 6-8 months.
This is because we find that most people have busy lives and need about a month to gather all of their paperwork, undertake conversations that need to be had, and get up and running before they press ‘go’.

There is then a little bit of delay built into the process

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How can I keep my divorce costs down?

Like any normal person, one of your biggest fears is spending all of your money on lawyers. You are quite right to be afraid, minimising your lawyer spend should be a priority both for you and your spouse.

So if you’re asking “How can I keep my divorce costs down?”, here are four options…

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Can I stop my house being sold?

Sometimes, when things get heated; one spouse says to the other: “I’m going to make you sell the house”. You will naturally be wondering “Can I stop my house being sold?” Well, at least, on a temporary basis that the answer is generally yes, you can stop the house being sold.

Lets look at the various scenarios:

1. You are a joint owner of the house. It’s really simple…

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Call us now

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Out of hours?

Fill in the form and we'll call you.

Ready to Book?

Book your initial meeting for £180